What document is prepared by a title attorney to detail the chain of title and marketability of a seller's title?

A certificate of title is a document provided by a title attorney that outlines the history of ownership (or chain of title) of a particular piece of real estate. This document assesses the validity and marketability of a seller's title, confirming ownership and revealing any encumbrances, claims, or liens that may affect the property. The certificate ensures that the title is clear for the potential buyer, thus protecting both parties in a real estate transaction.

In contrast, other options like a certificate of deposit do not pertain to real estate documentation at all; they relate to bank deposits. A title insurance policy, while important, serves to protect against potential title defects and does not document the chain of title itself. Lastly, a deed of trust secures a loan with real property as collateral but does not address the evidential status of the title. Therefore, the certificate of title is specifically designed to evaluate and report on the marketability and history of the seller's property title.